Confused about Auto Insurance?

Confused when purchasing auto insurance in New Jersey?  You’re not alone!   This Buyer’s Guide from the New Jersey Department of Banking and Insurance can help.  Get answers regarding:

  • Where do I start?
  • Understanding your policy
    • Types of Coverage
    • Standard and Basic Policies
    • What are Limits and Deductibles?
  • Understanding your options
    • Personal Injury Protection (PIP)
    • Uninsured/Underinsured Motorist Coverage
    • Comprehensive Coverage/Collision Coverage
    • The Right to Sue

The Buyer’s Guide also includes this Policy Options Chart to help you understand the choices that you have a consumer in New Jersey: